When life gives you lemons, we are here.
When you work through Shoutly, you are covered by robust insurance coverage that includes both accident and liability insurance.
When you work through Shoutly, you are covered by a comprehensive insurance package that includes both accident insurance and liability insurance. These employee insurances are designed to protect you in case of an accident, ensuring that you feel secure and insured while on the job.
The accident insurance applies to all self-employed individuals with an employment agreement through Shoutly. This policy provides extensive coverage, including compensation for disability resulting from an accident. Additionally, it covers medical expenses, dental injuries, travel costs, rehabilitation, scarring, personal belongings, and any additional expenses. This mandatory insurance ensures your safety while performing your work.
A key benefit of the accident insurance is that it applies not only during working hours but also during travel to and from work. This means you are protected from the moment you leave home until you return.
The combination of accident insurance and liability insurance provides a solid foundation for Shoutly’s employees to feel safe and protected in their work environment. These insurances reinforce Shoutly’s commitment to offering comprehensive and robust coverage for its employees. If you have any questions about these policies or how to further enhance your insurance protection, please contact our insurance representative for more information.
Shoutly offers its employees an insurance portfolio in addition to the standard occupational pension, thanks to the collective agreement with Säljarnas Riksförbund. One of these insurances is a basic health insurance policy, a critical component of the employee benefits package. This insurance serves as a valuable supplement to the compensation provided by the Swedish Social Insurance Agency (Försäkringskassan) in the event of a long-term illness, ensuring that you feel secure and covered at work.
Beyond health insurance, employees also receive access to a specialized policy called Personal Protection and Comeback. This policy provides all employees with health insurance access to rehabilitative assistance and preventive health services—completely free of charge. Having access to these services can help prevent illness and accelerate recovery, making it an invaluable addition to your insurance package.
If you are on sick leave for at least 25%, the health insurance provides financial compensation after a qualifying period of 90 days. Payments are made monthly and are based on the degree to which your ability to work is reduced due to illness, continuing until you return to work or, at most, until your agreed pension age. This offers an extra financial buffer, which can be invaluable in the case of long-term illness.
To qualify for the collective health insurance, you must pass an approved health examination and meet the eligibility requirement of a gross salary of at least SEK 10,000 per month for a full quarter. The insurance is based on a gross salary of up to SEK 15,000 per month, ensuring broad coverage across different income levels.
Additionally, a premium waiver insurance is included, meaning that if you become long-term sick, the insurance company will cover the premium payments for your health insurance.
The Säljarnas collective agreement also includes a group life insurance (TGL). This insurance corresponds to the life insurance protection provided under the ITP plan and is paid out as a tax-free lump sum in the event of death. It serves as an additional safety net for your family and loved ones should the unexpected occur.
To be eligible for TGL insurance, you must have a regular working time of at least eight hours per week, averaged over a month. This ensures that even part-time employees have access to this essential coverage.
If you are interested in extending your health insurance to cover a higher salary or have other questions regarding employee insurance at Shoutly, please contact our insurance representative. They are well-equipped to help you navigate the insurance landscape and guide you through the process to ensure you have the best possible protection.
At Shoutly, we understand that feeling secure and insured at work is an essential part of the employee experience. By offering a range of different insurance options, including both mandatory and optional coverage, we strive to provide our employees with a comprehensive safety net tailored to their individual needs. Our goal is for you, as a Shoutly employee, to feel confident knowing that you are well protected—no matter what life brings.
The collaboration with Max Matthiessen provides access to expertise, tailor-made solutions and a wide network of insurance companies.
Their professional service and dedication create a safe and smooth insurance experience.
Säljarnas Riksförbund collective agreements for self-employed salespeople provide benefits and protections to ensure good working conditions and fairness within the professional group.
The collective agreement strengthens the position of self-employed workers and promotes their interests in the labour market.
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No, there is no extra cost and all insurance is included when you sign up for a service where we take employer responsibility.
